Looking for NZ Mortgages? You're in the right place.
Keen to chat to your usual NZ Mortgages adviser?

Same local experts, same local advice
NZ Mortgages has officially rebranded to the leading mortgage brokerage Squirrel.
If you're a customer of NZ Mortgages, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.

So who are Squirrel anyway?Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Mortgage broker
We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.
Lender
Not everyone fits inside the bank box. That's where our own unique lending products come in.
Savings and investments
Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.
We've got access to more banks
meaning more choice and a better deal









Personalised advice and a hot interest rate, from anywhere
Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.
We’ve got more than 400 five-star Google reviews to show for it.
Kamal
Wow what a team! Our experience with Nathan and Phil has been amazing, very quick with communication, friendly and professional. We felt that everything was taken care of in a timely manner and each step was communicated to us clearly and concise. Gathering all the information needed seemed easy with their help. We really appreciate all the recommendations given to us and a big thanks for making it possible for our plans to workout. Thanks guys.

We’ll compare all the main banks and weigh up the options, so you don’t have to.
We’ll also answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Ready to get started?
We work for you, not the bank or the real estate agent
Unbiased, personalised advice
Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.
Simplify things
It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.
Save money
Having the right home loan solution in place will save you thousands.
Keen to apply for a mortgage or refinance?
- Fill in our online application
- Get assigned your own mortgage adviser
- Receive personalised advice and a solution tailored to your situation

Everything you need to know in one place
Stay up to date with the housing market, interest rate movement and the economy on our blog.
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OCR & interest rates update – April 2025
On 9th April, the RBNZ dropped the OCR by a further 0.25% to 3.50%—meaning that now, if you look hard enough, you can almost see that 'neutral' OCR on the horizon. Here's how that could translate through to interest rates, and what all the global volatility going on right now means for us here in New Zealand.
NZ property market update - March 2025
You know the old saying—when the US sneezes, the world catches a cold. As potential grows for Trump's trade policies to tip the US into recession, what could that mean for us here in New Zealand? We cover that, and the latest news on interest rates and the New Zealand housing market, in our latest update.
Get the ball rolling with our online application
It takes no time at all, and helps us get to know you faster so we can get onto focusing on what's important to you.
Don’t just take our word for it
Ashley Paice
Great experience and very happy with the service.
Jonny
Mayank has been great to deal with. Our mortgage is floating for the first few days and then we will fix next week since there's been an OCR cut. Mayank was really good at explaining things especially the option of setting up part of the mortgage with a revolving credit.
Anonymous
Excellent
Peter
Shiva was amazing, this process was so so simple, so much better than direct with the bank. Thanks