Looking for The Home Loan Shop? You're in the right place.
Keen to chat to your usual Home Loan Shop mortgage adviser?
Same local experts, same local advice
The Home Loan Shop has officially rebranded to the leading mortgage brokerage Squirrel.
If you're a customer of The Home Loan Shop, not much is changing. You'll still be dealing with exactly the same people, and have access to the same local expertise and impartial advice you've always had. We've simply brought together two like-minded businesses as one - and with Squirrel there's an added benefit from the size, technology and expertise of the wider business.
So who are Squirrel anyway?Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Squirrel has been around since 2008 and is one of New Zealand’s largest mortgage brokers. We help people purchase over $3 billion worth of property each year as a mortgage broker, and we’re also a non-bank lender, for those who don't fit inside the bank's box.
Mortgage broker
We get to know you, and work with all the main lenders to find the solution that best fits you and your goals.
Lender
Not everyone fits inside the bank box. That's where our own unique lending products come in.
Savings and investments
Earn higher returns on your savings by investing into Squirrel loans or using our high-interest On-Call Account.
We've got access to more banks
meaning more choice and a better deal
Personalised advice and a hot interest rate, from anywhere
Pop in to our office for a chat, or do it all online in your pyjamas if you like. You’ll receive personal, impartial advice via phone or email from our team of mortgage brokers and you’ll get a great mortgage rate too.
We’ve got more than 700 five-star Google reviews to show for it.
Molly
New Zealand
We has Sloan looking after us for all things mortgage and he was awesome, really on the ball and super communicative. It made our lives a million times easier, I couldn't recommend him more highly!
We’ll compare all the main banks and weigh up the options, so you don’t have to.
We’ll also answer those niggly questions, like:
- What’s the lowest interest rate in market?
- Fix or float, or a combination of both?
- Which bank is best for me?
- Can I avoid break fees?
- How much could I be saving?
Ready to get started?
We work for you, not the bank or the real estate agent
Unbiased, personalised advice
Our advisers are paid the same no matter which lender you end up with, so their only motivation is to make you better off.
Simplify things
It might seem like a minefield of jargon but it doesn’t have to be. We're here to make it easy.
Save money
Having the right home loan solution in place will save you thousands.
Keen to apply for a mortgage or refinance?
- Fill in our online application
- Get assigned your own mortgage adviser
- Receive personalised advice and a solution tailored to your situation
Everything you need to know in one place
Stay up to date with the housing market, interest rate movement and the economy on our blog.
Rodney’s Ravings: The winter slowdown doesn’t drag on NZ house prices
In some parts of the world, like the US, the drop-off in house sales over winter is big enough to have a dramatic impact on house prices—but not so in New Zealand. Squirrel guest blogger Rodney Dickens dives into the data in his latest article.
All eyes on interest rates: Key OCR dates to watch for in 2025
Now that we're well on the path to lower interest rates—and with a little more relief still on the horizon—here are the key OCR dates you need to watch out for over the remainder of 2025.
OCR & interest rates update – May 2025
And another 0.25% it is! Just as expected, the RBNZ dropped the OCR from 3.50% to 3.25% on 28 May. But while every step closer to neutral is a step in the right direction, how much of a difference will it really make to mortgage rates?
Get the ball rolling with our online application
It takes about 10 minutes to complete, and helps us get to know you faster so we can get onto focusing on what's important to you.
Don’t just take our word for it
CJ
New Zealand
Dealing with Brad was excellent; he has provided great advice, he is a clear communicator, and has saved us money. We are already working on another refinance with Brad. Cheers Brad/Squirrel!
Richard C
New Zealand
Responsiveness and knowledgeable!
Dan Clark
New Zealand
Awesome service from Kat McInnes. Nothing was a problem and Kat handled everything very efficiently and always friendly!
Troy
New Zealand
My partner and I were looking to purchase our first home, we had no idea what we were doing and the amount of information we were accessing seemed very overwhelming. We made some enquiries about brokers, made an website and were put in touch with Basil. He simplified the process right down for us, was available every step of the way and after a number of false starts, we moved into our new home yesterday. Couldn't recommend these guys more. Especially Basil, who I am now referring to anyone who I know is looking to start their home ownership journey.