Squirrel
Log in
SwooshSwoosh
SwooshSwoosh

WAKE UP TO THE SQUIRREL EFFECT

Like the butterfly effect, but for your money.

StarStarStarStarStar
hero banner image
SwooshSwoosh

Get a mortgage

If it’s a home loan you need, our expert mortgage advisers will get you the best deal.

Go to Mortgages

Grow your money

If you want to earn higher interest on your savings, check out our great options.

Go to Saving & Investing

Building a system that works better for our community

icon of a house with ground

A better deal on your mortgage

Our mortgage advisers get to know you, and work with all the main lenders to find the solution that best fits you and your goals.

icon of hand with coins

Bespoke funding

End-to-end funding for builders and developers designed to make your money work harder and manage your risk.

icon of a piggy bank

Higher returns on your savings

Grow your money whilst keeping it handy with our high-interest On-Call Account or place it into one of our term investment options for even better returns.

Mortgages

Talking to a Squirrel mortgage broker won't cost you a cent

Book a chat
Swoosh

We’ve been helping Kiwi into homes since 2008

And we've arranged over $22 billion of mortgages.

Our mortgage advisers are paid the same regardless of which lender they recommend. The only motivation they have is to make you better off.

Back of woman holding up painting, next to pile of boxes

We’ve got relationships with all the major lenders

Which means better deals for you. And for when you don’t fit inside the square, we’ve got our own bespoke solutions.

Whether buying your first home or reviewing your mortgage, your own personal adviser will guide you through the journey.

How much can I borrow?

Use our mortgage calculator to work out how much you can borrow for a home

Find out more about how our mortgage brokers can help you

Find out more
Swoosh

Saving & investing

Grow your money faster with Squirrel whilst helping others

Open an account

Squirrel investors earned 6.19% p.a. average rate of return for term investments last month.

Choose from a range of flexible term investment options or keep your money handy at all times – and still earn interest every day.

Couple looking at phone

Your invested money stays in New Zealand

And will only ever be used to buy, build or renovate Kiwi homes.

Whilst past performance isn’t a guarantee of the future, no Squirrel investor has ever lost a cent.

Let's grow your money

Use our earnings calculator to work out how much you could be earning with Squirrel

Find out more about Squirrel saving and investing

Find out more
Swoosh

Don't just take our word for it

StarStarStarStarStar
T

Troy

New Zealand

StarStarStarStarStar

My partner and I were looking to purchase our first home, we had no idea what we were doing and the amount of information we were accessing seemed very overwhelming. We made some enquiries about brokers, made an website and were put in touch with Basil. He simplified the process right down for us, was available every step of the way and after a number of false starts, we moved into our new home yesterday. Couldn't recommend these guys more. Especially Basil, who I am now referring to anyone who I know is looking to start their home ownership journey.

J

Jonathan

New Zealand

StarStarStarStarStar

Our advisor was knowledgeable and good at explaining the options. At what can be a quite a stressful time (making a property transaction), he brought patience and clarity which helped us achieve what we wanted to achieve. We are very happy with the result. Thanks Squirrel!

A

Andrew

New Zealand

StarStarStarStarStar

Kat was amazing at working with us through a very challenging process due to health issues of one of the applicants.

AH

Aaron Hooper

New Zealand

StarStarStarStarStar

Brilliant company to deal with, thank you.

More lenders means more choices

ASB Logo
ANZ Logo
BNZ Logo
Kiwibank Logo
Westpac Logo
TSB Logo
SBS Logo
Co-Op Logo
AIA Logo
Squirrel

And if you don’t quite fit the bank’s box we can step in with our own custom solution just for you. It starts with a mortgage application.

Meet our friendly mortgage advisers

We’re NZ’s most trusted independent mortgage broker, and that’s because our advisers thrive on delivering the best outcomes for Kiwi like you.

Find out more

Views from The Treehouse

Check out our blog to get the lowdown on the housing market, the economy or the inside scoop on Squirrel.

Latest interest rates & property market updates

31 July 2025

Housing Market

Watch the latest interest rates and property market updates

By Squirrel

Watch our latest update on interest rates and the property market - covering house prices, the economy, the OCR and where mortgage rates might be heading. 

Read Article
Tortoise sitting on a park bench

28 July 2025

Housing Market

NZ property market update - July 2025

By John Bolton

While things are definitely starting to look up, the road to economic recovery is proving to be longer and harder than many expected—and Squirrel founder, JB, reckons we need to look deeper than a 'borrow and spend' approach to growth in order to truly succeed. Here's the latest on interest rates, the economy and NZ housing market for this month.

Read Article
Person leaning on a balcony railing, holding a coffee mug, with a sunrise in the background

28 July 2025

Housing Market

Wellington property market update - July 2025

By Nick Virtue

The winter slowdown is upon us—and although the news out of the Capital this month isn't great for those hoping for house price growth, it's fantastic for anyone looking buy. Our Wellington mortgage expert, Nick Virtue, chats through what's been happening with interest rates, house prices, and his musings on an alternative way to manage inflation.

Read Article

We'd love to hear from you

Give us a call on 0800 21 22 30 and tell us what you're after.

Call nowSend us a message